Providers6Lowest fee$0/yrLowest minimum$10

IRA Finder

Four questions narrow the field of six providers to the one that fits your situation.

Last updated April 2026

Your situation

$51K
$1K$1M
20 yrs
1 yr40 yrs

Priority

Custody preference

Account type

Fee tolerance

Your match

92/100

Match score based on your priorities

BEST FOR LOW FEES

iTrustCapital

Flat-fee Bitcoin IRA with qualified custodian.

Trading fee1%
Annual flat
Monthly AUM
CustodyQualified

Also consider

Alto CryptoIRA

Qualified custody. $100/yr · $0 setup

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Swan IRA

Qualified custody. $0/yr · $0 setup

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Best IRA for you

See which provider wins in a single category.

Best for low fees

iTrustCapital

iTrustCapital wins on cost — the flat 1% trade fee with no monthly charges means expenses don't compound against your Bitcoin position over decades.

Annual flat$0
Setup$0
CustodyQualified custodian

Learn more about Bitcoin IRAs

How we make money

BWP is independent and reader-funded. Some providers in this comparison have affiliate partnerships with us, meaning we earn a commission if you open an account through our links. This doesn’t affect which providers we include or how they’re ranked — the matching logic, “Best for” labels, and methodology are editorial decisions. See our affiliate policy for full details.

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