Providers6Lowest fee$0/yrLowest minimum$10

IRA Finder

Four questions narrow the field of six providers to the one that fits your situation.

Last updated April 2026

Your situation

$51K
$1K$1M
20 yrs
1 yr40 yrs

Priority

Custody preference

Account type

Fee tolerance

Your match

92/100

Match score based on your priorities

BEST FOR LOW FEES

iTrustCapital

Flat-fee Bitcoin IRA with qualified custodian.

Trading fee1%
Annual flat-
Monthly AUM-
CustodyQualified

Also consider

Alto CryptoIRA

Qualified custody. $100/yr · $0 setup

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Swan IRA

Qualified custody. $0/yr · $0 setup

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Best IRA for you

See which provider wins in a single category.

Best for low fees

iTrustCapital

iTrustCapital wins on cost, the flat 1% trade fee with no monthly charges means expenses don't compound against your Bitcoin position over decades.

Annual flat$0
Setup$0
CustodyQualified custodian

Learn more about Bitcoin IRAs

How we make money

BWP is independent and reader-funded. Some providers in this comparison have affiliate partnerships with us, meaning we earn a commission if you open an account through our links. This doesn’t affect which providers we include or how they’re ranked, the matching logic, “Best for” labels, and methodology are editorial decisions. See our affiliate policy for full details.

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