Bitcoin Lending

Bitcoin lending lets you borrow cash or stablecoins using your Bitcoin as collateral — without selling it. You keep your Bitcoin exposure while unlocking liquidity for any purpose.

For US investors · Educational content only · Not financial advice

How Bitcoin lending works

1

Deposit Bitcoin

Use your Bitcoin as collateral for a loan

2

Receive funds

Get cash or stablecoins sent to your account

3

Repay and reclaim

Pay back the loan to get your Bitcoin back

Recommended lending platforms

SALT Lending

Borrow against your Bitcoin without selling

Learn More

Essential guide

See how your Bitcoin could grow over time

Use our future value calculator to model Bitcoin appreciation scenarios and understand the opportunity cost of spending or selling.

Open Calculator