It is important to ask clear questions about Bitcoin, risk, and how an advisor works with clients before making any decisions. The following questions can help you evaluate whether an advisor is the right fit for your needs.
Philosophy and Approach
How do you view the role of Bitcoin within a diversified financial plan?
What is your approach to position sizing for Bitcoin within a portfolio?
How do you help clients think through Bitcoin volatility and risk?
Do you have a house view on Bitcoin, or do you tailor recommendations to each client?
Experience and Expertise
How long have you been working with clients who hold Bitcoin or other digital assets?
What percentage of your client base currently holds Bitcoin?
How do you stay current with Bitcoin and digital asset developments?
What credentials or training do you have related to digital assets? (e.g., CBDA℠, CFP®)
Services and Coordination
Do you work with clients who already hold Bitcoin in self-custody or on exchanges?
How do you coordinate with my tax or legal professionals if I hold Bitcoin or other digital assets?
Do you provide custody solutions, or do you help clients evaluate custody options?
Can you help with Bitcoin-specific planning topics like inheritance, estate planning, or tax strategies?
Risk and Security
What types of risks should I understand before changing my Bitcoin exposure?
How do you help clients assess custody and security risks?
What happens if there is a significant Bitcoin price decline—how would you advise me?
Do you have experience with self-custody best practices like multisig or hardware wallets?
Fees and Compensation
How are you compensated, and how do you charge for your services?
Do you charge a percentage of assets under management? If so, does that include my Bitcoin holdings?
Are there additional fees for Bitcoin-specific planning or coordination?
Do you earn commissions on any products you recommend?
Regulatory and Compliance
Are you a registered investment advisor (RIA) or associated with a broker-dealer?
What is your CRD number, and can I verify your credentials via FINRA BrokerCheck or SEC IAPD?
Do you have any disciplinary history or disclosures I should know about?
Are you acting as a fiduciary when you provide advice about Bitcoin and my portfolio?
Client Fit
What is your typical client profile? (e.g., high-net-worth, accumulators, retirees)
Do you have a minimum investment requirement?
How often do you meet with clients, and what is your communication style?
Can you provide references from clients who hold Bitcoin as part of their portfolio?
Ready to Connect with an Advisor?
Use these questions when speaking with Bitcoin aware financial advisors in our directory to find the right fit for your needs.