John Kozak

John Kozak is the Chief Wealth Officer at Thorngate Financial, where he brings over 24 years of dedicated experience in helping families navigate the complexities of insurance and personal finance. With a primary focus on safely growing wealth, John believes that sound financial education is crucial for achieving a secure retirement in today’s unpredictable economic landscape. He views financial independence not just as a goal, but as a necessity for his clients.

John's diverse background as an educator, business owner, and family man offers him a unique perspective on the significance of personal financial planning. He earned his degree in Education from Clearwater Christian College, which has equipped him with the skills to effectively communicate complex financial concepts. His mission revolves around guiding clients away from the volatility often associated with Wall Street, helping them to build wealth safely and securely, regardless of past investment performance.

In addition to his professional qualifications, John is a proud 13-year military veteran and has served as a firefighter for 35 years. These experiences have deepened his commitment to serving others, reinforcing his belief in the importance of supporting families in achieving their financial goals. Outside of work, John enjoys spending quality time with his family, reflecting his values of service and community.